• Bill pay is a convenient way for you to pay all of your bills from one secure website. Just imagine no more handwritten checks, envelopes, or stamps.

• Bill pay is a great time and money management tool. There’s no remembering multiple passwords and jumping around to multiple websites to pay your bills.

• Pay your bills in minutes! You can pay your first bill in two simple steps: Add a Payee (any merchant or person you need to pay) and Schedule a Payment.

• Save on the cost of personal checks, envelopes, stamps, and trips to the post office. Not to mention recurring payments that can save on late fees and finance charges accrued by busy people who simply forget to make their payments.

• Online bill pay is recommended by security experts as one of the safest ways to pay your bills. According to research, 90 percent of identity theft doesn’t occur through the Internet.* Identity thieves still use the tried and true methods of stealing mail or discarded trash. Combined use of online banking and online bill pay helps to protect consumers against identity theft and check fraud. For additional security, online bill pay requires 128-bit encryption and personalized log-in information.

*Research gathered by Javelin Strategy & Research.